Group Insurance

You are in control

Health Insurance

Lower Premium costs while improving employee health

SMALL BUSINEE RESOURCE ASSOCIATION

now provides a strategic group health insurance solution designed to help employers strategically managed healthcare costs while still providing employees great benefits!  Affordable group health benefits repesent one of the top challenges for members and we have a solution that can help you!

 WHY IS LIFESTYLE HEALTH’S PROGRAM SO UNIQUE?

  •  Level-funded group medical plans underwritten by “A” rated carriers
  • Premium savings averaging 5-15%
  • Up to a $500 deductible credit available to all wellness participants
  • Integrated cash rewards and incentives for lifestyle improvement
  • 24/7/365 telemedicine access
  • Inovated prescription, outpatient lab, and diabetic supply coverage included
  • Proactive cost-containment measures integrated into every plan design

INTEGRATED BENEFIT FEATURES

PERSONALIZED WELLNESS PROGRAM

Online HRA & integrated lab testing frame up series of individualized healthy actions for members

TELEMEDICINE HOTLINE

On-demand access to telemedicine consultations anywhere, anytime to assist members pro-actively

JUST DIABETIC SUPPLIES

100% benefit for diabetic supplies – shipped to your door each quarter

INNOVATIVE RX BENEFITS

$0 copay maintenance meds with mail order Rx options

REWARD INCENTIVES

Member reward incentives through deductible credits, credit matching and bonus bucks for participating

PATIENT CARE COORDINATION

Program offers assistance in scheduling all outpatient diagnostic and surgery services

DIRECTHEALTH LAB CARD

100% lab benefit program through preferred lab for out-of-pocket savings through LabCorp

AVAILABLE PLAN DESIGNS

 HealthyChoice

  • Choice PPO Plans
  • Lower Deductible Levels with 80/20 Co-insurance
  • Office Visit, Hospital/ER and Rx Copays
  • 100% Coverage for Preventive Services, Outpatient Lab and Diabetic Testing Supplies
  • Integrated Wellness Program, Reward Incentives and Patient Care Coordination at no additional cost

 HealthyValue

  • Cost-saving Plan Designs
  • Higher Deductible Levels / Varied Co-insurance
  • Minimum Value Plan Option: HV 6850 Plan
  • Office Visit, Hospital/ER and Rx Copays
  • 100% Coverage for Preventive Services, Outpatient Lab and Diabetic Testing Supplies
  • Integrated Wellness Program, Reward Incentives and Patient Care Coordination at no additional cost

 Healthy100

  • 100% Co-insurance Plans, Mid-range Deductible Levels
  • Minimum Value Plan Options: H100 5000 Plan
  • Office Visit, Hospital/ER and Rx Copays
  • 100% Coverage for Preventive Services, Outpatient Lab and Diabetic Testing Supplies
  • Integrated Wellness Program, Reward Incentives and Patient Care Coordination at no additional cost

 HealthyConsumer

  • Qualified HDHP Plans for HRA / HSA integration
  • Higher Deductible (Embedded) / 100% Co-insurance
  • Minimum Value Plan Option: HCons 5000 & 6500 Plans
  • Preventive Services are covered at 100%
  • Office Visit Copays apply once deductible is met
  • Integrated Wellness Program, Reward Incentives and Patient Care Coordination at no additional cost